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Step 3: Choose the right type of loan. If you need to cover an emergency expense under $500, then a payday loan may be appropriate. Otherwise, you should look at your other short-term loan options. Payday loans. Payday loans are typically between $100 and $500, though some lenders offer loans up to $1,000.15. Redeem rewards points. You could be sitting on an untapped source of cash if you haven’t bothered to redeem your credit card rewards points lately. In fact, in 2023 CreditCards.com found ...

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